Liability car insurance

All car owners are required to have car insurance. Different types of coverage are associated with car insurance. When it's time to purchase car insurance, start by finding out the minimum coverage your state requires. Your insurance agent can tell you what the minimum level of coverage is in your state. Typically, there are state-mandated minimum coverage limits for your automobile policy. Most states require you to have minimum amount of liability coverage, but bear in mind that the minimum may not be adequate if you cause a serious accident and get sued for pain and suffering. Liability car insurance only pays claims and covers the cost of legal defense if your car is involved in an accident. Liability does not cover your own injuries or damage to your car. Premiums for liability coverage may vary from one insurance company to others. To get the best deal you should comparing rates among insurance companies.